About Identity Theft - Stories of Promises and Failures
IDENTITY THEFT is the fastest growing crime in the WORLD!.
More and more people from every walk of life are victimized each day. The results can be overwhelming; a loss of time and money spent by victims trying to put their lives and finances back in order.
This Blog is designed to educate you on the horror stories regarding identity fraud. In doing so, we hope to provide some advice on prevention, and on restoration strategies should one become a victim.
These stories will expose some of the more spectacular breaches of data and some of the outrageous claims being made about how to protect yourself from identity fraud.
Think back a few years ago. We all woke up one day and found out that not only could humans and animals get viruses, but our computer could get them as well! This epidemic spawned companies providing virus & spyware protection which achieved worldwide penetration in about 18 months!
Sadly, The need for this protection will to see the same explosive growth. Just like people would not be without firewalls, virus & spyware protection (which needs to be updated almost every day), soon consumers will understand the need for a quality product to protect their credit and good name.
STORY OF THE DAY
MSNBC.com reported that Todd Davis has dared criminals for two years to try stealing his identity: Ads for his fraud-prevention company, LifeLock, even offer his Social Security number next to his smiling mug.
Now, Experian, as well as Lifelock customers in Maryland, New Jersey and West Virginia are suing Davis, claiming his service didn't work as promised and he knew it wouldn't, because the service had failed even him.
One of the key points made in the article is that the services don't guard against many types of identity crimes, such as use of a stolen Social Security number on a job application or for medical services, or even the instance of an arrestee giving police a stolen Social Security number to shield his own identity.
Paul Stephens, director of policy and advocacy with the Privacy Rights Clearinghouse, a nonprofit consumer advocacy organization asks the question: 'How much protection does it (Lifelock) really buy you?'
"There is no company that can guarantee they can protect you (completely) against identity crimes," Stephens said. "Absolutely nobody can do that."
That is why when exploring companies that provide these types of services, be sure to choose one that has a "life events legal plan" and identity restoration.
No service can prevent absolutely against identity fraud but one that has legal services to assist with all forms of it:
- social security
- criminal, and
and includes full identity restoration is the best coverage that is currently available.
ABOUT DATA BREACHES THAT MAY AFFECT YOU
You probably have heard of the more spectacular data breaches reported recently, like the 4.2 million records compromised at Hannaford Brothers Supermarket chain in the Northeast and in Florida. So far, there have been 1,800 reported cases of IDENTITY FRAUD related to this particular breach alone.
However, this is only the tip of the iceberg. The Privacy Rights Clearinghouse in San Diego, CA records all security breaches and the resulting frauds and identity theft.
Check out this incredible list of data breaches around the country! You might be surprised how many occur close to home.
The really frustrating news: Since 2005, there have been 563,368,623 personal records compromised in the United States alone.
There is only one company that provides life events legal services coupled with monitoring and restoration. That company is Pre-Paid Legal Services featuring the Identity Theft Shield from KROLL Background America.
Kroll is a worldwide risk consulting company with over 30 years experience.
Kroll is utilized by the US Government to conduct background checks on Cabinet and White House nominees.
Kroll was used to track down assets seized by Saddam Hussein. They also tracked assets at the World Trade Center collapse after September 11.
Their reputation is well established and widely respected in the financial and fraud investigation community.